Insurance Analysis
Highly qualified and experienced insurance industry consultants
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Return of Premium Life Insurance: a great opp...
A term life insurance is the most common type. It is a good variant for people who require temporary covering, especially because it is much cheaper than whole life insurance. But it is not perfect, and many holders of long-term policies are not satisfied that, if they survive the duration, they have nothing to show [...]
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What advantages of business insurance will yo...
To obtain the lowest rates and best coverage you need to buy your business insurance from a local independent insurance agent rather than dealing directly with an insurance company on the Internet. It is not true that dealing directly with an insurance company is the best method to get the lowest rate. Read more…
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Travel insurance – the important part of ho...
Travel is one of the most exciting activities you can engage in the sights and sounds of a voucher with you to last a lifetime. Whether it’s the first big trip you have planned or if you’re a big traveler, not much beats the excitement of planning a great vacation. Finding just the right time [...]
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Heath insurance for you and for your family...
Many people complain about their health insurance costs, having a dramatic growth in percents over a short period of time. Some clients have seen their rates increased by 30% over the last two years and that certainly rings a bell, when much of your income is spent on health insurance. In these times when every [...]
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Economize a huge amount of money with...
For the young couples and families, term life insurance is an excellent option, offering a way of keeping prices reasonable and future of your family protected. The good news is that there are ways you can save even more on this type of plan. There are many young people who do not see why they [...]
Informed consumers can save money on home insurance
Asking the right questions can go a long way toward obtaining the best home insurance coverage and the best price, the Insurance Information Institute (I.I.I.) said in a recent report.
According to the I.I.I., being an informed insurance consumer involved both scrutinizing your current home insurance policy and also seeking out answers after a thorough examination.
Besides knowing the basics of what a standard homeowners insurance policy covers, consumers should ask a series of questions, and receive satisfactory answers to each of them, before buying a new policy, or renewing an existing one, Michael Barry, Vice President of Media Relations at the I.I.I., said in a statement.
In the report, the I.I.I.
Rocket and Rosie go walkabout
If you just added a new cat into your home, you might be going through the internal debate of “indoor vs. outdoor” cat. Ive always had outdoor cats and felt that keeping cats inside wasnt natural for them. But then Lily has had several mishaps and Ive seen a red fox trotting by in front of of the house a few timesand I get nervous, very nervous.
My two “kittens”, Rocket and Rosie, stay indoors, keeping each other company. To give them a taste of the outdoors, I recently embarked on a project to get them walking on leashes.
Arizona Senate to Vote on Controversial Health Insurance Bill
The Arizona Senate will soon vote on a health insurance bill that has already been sparking outrage across the internet. If passed into law, it would require women to prove to their employers that the birth control they are using is for medical problems, (and not to prevent pregnancy). The bill has already been passed by the Arizona House of Representatives.
In Arizona, there is a bill called House Bill 2625. A few weeks ago, this bill was passed by the Arizona House of Representatives. It will soon be voted on by the Arizona Senate.
Allstate Homeowners Insurance Rate Soars Above National Average
Homeowners insurance rates are expected to climb considerably in 2012 after years of steady increases, according to the Insurance Information Institute. The agency said that premiums of major insurance companies like Allstate and others will likely rise above the national average premium of $1,000 for the first time in history.
Homeowners Insurance Premiums to Jump 5 Percent
The Insurance Information Institute revealed that homeowners insurance premiums will experience a significant hike during 2012. The average cost homeowners will pay for their coverage this year is expected to rise to $1,004, which is a 5 percent hike from last year.
For some states, those average insurance costs could push even higher.
30 Year Term Life Insurance
If you like term life insurance and desire to keep it for a long time 30 year term life insurance affords your family financial security for a guaranteed period of 30 years or, in some cases, more than that period of time. I will explain this later on this page. Surprisingly…the premiums are considerably lower than those of most life insurance policies.
When an insured dies the full face amount of the policy, or an income derived from the face amount of this policy, is paid out to the beneficiaries. If you have ever seen the devastation which overcomes a family when the breadwinner dies you will appreciate the value of a life insurance policy like the 30 year term life insurance policy we are discussing.
What type of insurance you need?
Before choosing one of the large number of umbrella assurance policies available with different providers, you must calculate not only your needs carefully, but also the benefits you expect and the implied costs. Therefore, you should think about the characteristics this policy has in order for it to respond to your needs.
The umbrella coverage is a complete contract ensuring your safety, but also giving you access to some complementary income. The value must be guaranteed, so in any condition of the market, you will benefit of extensive coverage. It must also be flexible, so you could modify it whenever something happens to your revenue. Read more…
Video game firm THQ sued by Adidas over ‘contract breach’
According to the US newspaper The Oregonian, the video game development company THQ is being sued by sports giant Adidas for a reported $10 million over an alleged breach of contract.
It is claimed that Adidas filed the lawsuit after THQ failed to bring a new keep-fit game bearing the sports brand’s name to the market. The game was going to be called MiCoach, an exercise measuring game which was designed to be a rival to products such as Nike+.
In the lawsuit, Adidas claims that THQ informed the company that it could complete the game by the agreed January 2012 deadline. There were a number of lay-offs at the games company, meaning that the development of the MiCoach game was disrupted. A
Cost-effective ways to insure a teenage driver
Becoming licensed to drive is a high priority for most teenagers. Driving a car fulfills their need to transition from child to adult, sort of. Unfortunately, with all the cars on the road today, teenagers are “accident prone.”
Accident statistics paint a graphic picture
Our future leaders have a woeful driving record when they’re first licensed. Their inexperience behind the wheel and on the roadways appears to result in disturbing numbers of auto accidents.
A troubling statistical example: Auto accidents are the leading cause of death in young people ages 15 through 20. Another statistic displays the value of more maturity and driving experience: 16-year olds are three times more likely to have an auto accident than 19-year olds. Teena