Commuters typically carry £3,800 worth of gadgets

Gadget-loving commuters are carrying over £3,800 worth of technology to and from work, according to new research from esure.

The typical commuter bag or briefcase is likely to contain electronic kit worth £593 more than two years ago, including costly smartphones, laptops, e-readers and MP3 players.

With over 35% of Britons considering buying an iPad 2 this year, the cost of the commuter bag looks set to rise even further.

The research also indicates that 46% of commuters lug a company or personal laptop around with them, with the proportion rising to 56% in London.

However, more than half of all respondents were not sure whether their personal belongings insurance covered the cost of the gadgets they regularly carry to and from the workplace.

Commenting on the findings, esure’s head of home underwriting, Nikki Sellers, says: “Brits are now inadvertently carrying around a treasure trove of digital devices for both work and pleasure.”

 

RIMS Announces Hot Topics at 2011 Annual Conference & Exhibition

Special session will help risk professionals understand the insurance implications of the devastation in Japan.   New York — RIMS today announced its Hot Topic sessions to be presented at RIMS 2011 Annual Conference & Exhibition, May 1 – 5 in Vancouver. These special sessions include:   ·         Insurance Implications of Japan’s Devastation and its Global Impact The extraordinary images and reports of the devastation from the Japan earthquake and tsunami are staggering. While the fo Read more…

Getting auto insurance can be easier and more enjoyable

Earlier, taking a car insurance used to be a difficult challenge if you wanted to compare costs and features offered by different insurance companies before choosing a policy. Now, the Internet has made your task easier. You can get cheap car insurance quotes online without leaving your chair.

Visiting the companies is preferable because you got the quotes from qualified specialists who are able to explain all the details of your policy. But again, even if you decided to make a little modification or add a clause, you had to visit this insurance provider once again. Read more…

Hiscox: Update on first quarter catastrophes

  Hamilton, Bermuda, March 30, 2011 – Hiscox Ltd, the international specialist insurer, has undertaken a first estimate of the impact of the 2011 New Zealand earthquake and the 2011 Queensland floods. The Group also makes an early comment on the Japanese earthquake and tsunami of 11 March.   Based on an insured market loss of US$10 billion for the New Zealand earthquake, and US$2.4 billion for the floods in Queensland, Hiscox estimates net claims of approximately £60 million and £15 million respectively.   Any estimate of the insured loss from the very tragic and severe earthquake in Japan is still at an early stage so considerable uncertainties exist. Hiscox Read more…

Know your facts while shopping for auto insurance

Though most people treat buying auto insurance as a tedious chore, there’s no idea buying auto insurance if you cannot get the full benefit of it when you need it most. Here’s a list of often missed facts that you ought to know before you start shopping for auto insurance.

Bluebook Value of your car: when you file a claim of your car, the blue book value is taken into account. Bluebook value is simply an appraisal of how much a similar car (make and model) with cost in your area. Insurance companies use this as a reference point to settle your claims fairly when your car is totaled. Oft

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Pick up an auto insurance discount through a defensive driving course

It is a verifiable fact that defensive driving courses can save vehicle owners money on car insurance. That defensive driving courses help make motorists safer drivers is not so cut and dry, and experts differ on whether the courses spur safer driving.

Why do defensive driving courses save money on auto insurance?

According to James A. Solomon, defensive driving courses program development and training director for the Itasca, Ill.-based National Safety Council, studies show that drivers who have had the training are less likely to be in a crash, and are less likely to be involved in an extensive one if they are in an accident.

Car insurance discounts resulting from defensive driving classes tend to be 10 percent, though car owners can sometimes reap greater insurance discounts says Solomon.

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7 worst natural disasters of the 21st century

Natural disasters have the ability to affect many people, not only through the physical destruction they cause, but also through injury, homelessness and even death. The earthquake and tsunami in Japan last week remind us that Mother Nature can be extremely destructive.

Here we list the seven worst natural catastrophes of the 21^st century. There have been many more natural disasters since the start of the millennium, but these seven were the most severe given their cost, the injuries inflicted and the lives they claimed.

Catastrophe statistics are from the Insurance Information Institute (III).

7.

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Social Bookmarking

After the introduction of Web 2.0 Internet more interactive and more important way of communicating with customers. It can now exchange information and social and business contacts.

In this new era in information technology trial in the district on the importance of social bookmarking in SEO (Search Engine Optimization) field is not waiting for an explanation.

What is Social Bookmarking?
If you look at the web pages (blog) Sometimes youll see a button called Flash or Delic.io.us or something. What are they? They are the shortcuts of some of the social bookmarking sites. What are their responsibilities? They help these bookmarks from any computer with Internet access.

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