Insurance Analysis

Highly qualified and experienced insurance industry consultants

categories

Netflix faces class action lawsuit from investors

Just a week or so after it launched in the UK and Ireland, the online content streaming service Netflix is reportedly facing a new class action lawsuit from a number of its investors.

A report in the Guardian claims that Netflix’s investors are suing because they believe the management of the company to have misled shareholders as to the health of the business, whilst at the same time cashing in $90 million of stock whilst the price was at a record high.

In the lawsuit, which was filed recently in the US state of California, it is alleged:

“Defendants’ statements about Netflix’s ability to secure content and maintain profit margins were crucial to investors’ evaluation of Netflix.

“Rather than fully disclose the devastating cost increases which were then threatening Netflix’s entire business, defendants talked about its ability to grow. Specifically,

Read more…

Tags: Action Lawsuit, Class Action, Class Action Lawsuit, Investors

Different Types of Rental Car Insurance

Ive written about car insurance for rental cars before, but it seems to be all over the headlines today so I thought I would revisit this topic.  Whether or not to add the car rental companys car insurance is one of the biggest stressors you will face at the car rental counter.  The best advice, according to Fox News Jonathan Weinberg, is to do your research before standing at that rental counter.  It is very possible that your personal car insurance policy or even the credit card with which you rented your car will cover you in the case of an accident.  Weinbergs article, Secrets to unraveling car rental insurance, offers some pointers.

The first thing you should do is check with your own car insurance company and see if the coverage you already pay for includes rental car insurance.  Keep in mind that you may have added expenses with your own company if you do actually need to use their car insurance.  Youll have to go through the claims process, pay your deductible, and your car insurance rates could increase.  Many credit card companies offer the perk of car insurance coverage for your rental cars.  This is another case where you really need to do your research up front and see what they cover.  Some exclude SUVs and vans, others only offer secondary coverage meaning that they only pay for what your primary coverage does not.  You may even be charged a deductible.

Its important to make sure that you have liability coverage as well, especially in case you get into a bad car accident with another vehicle.  Credit card car insurance does not cover liability in the United States.  Car insurance through your rental car company offers basic liability coverage, but you have to pay more for supplemental coverage which youd need in the case of a major accident.  Your personal car insurance policy will likely cover liability as long as that is part of your overall policy.  While you will not be getting cheap car insurance if you purchase through the rental car company, you can rest assured that you will be covered and wont have to worry about extra paperwork filing claims and paying for deductibles.  Weigh the benefits and see what coverage is best for you when renting a car.

Tags: Car Insurance, Insurance, Rental Car

What are the possibilities of my grandpa obtaining his memory back again following mind surgical procedure?

What have been a possibilities of my grandpa appropriation his mental recall again following brain healing procedures?
My grandpa is eighty most years previous. 9 days back, he collapsed, was taken to a hospital, as good as had draining upon a brain. The healing doctors cruise he had a brain anyeurism, as good as he had healing procedures to get absolved of it. we went to see him yesterday, as good as he looks similar to he is carrying out utterly properly, deliberation each thing which transpired. He can feed himself, he goes for walks, with a support of a walker, as good as earthy therapist.

Read more…

Tags: Procedure, Surgical Procedure

Q&A: Health savings accounts can be a viable option

If you have a high-deductible health insurance policy, then you know that paying out-of-pocket for expenses until your deductible is met can be a challenging proposition.

Health savings accounts are interest bearing bank accounts that allow you to pay for qualified medical expenses and get a federal tax deduction on your contributions.

They keep the money for your medical expenses separate from your other savings and make payments easy to make. The interest rate will depend on the bank rates.

The maximum amount you can contribute to health savings accounts is $5,000 per year. Any unused amount from one year can be used the following year.

Read more…

Tags: Accounts, Health Savings, Health Savings Accounts, Savings Accounts

What advantages of business insurance will you get with an individual insurance agent

Business InsuranceTo obtain the lowest rates and best coverage you need to buy your business insurance from a local independent insurance agent rather than dealing directly with an insurance company on the Internet. It is not true that dealing directly with an insurance company is the best method to get the lowest rate. Read more…

Tags: Business Insurance

Advantages Of Whole Life Insurance – Advantages To Owning Whole Life Insurance

It can be a very satisfying feeling when you become aware of the advantages of whole life insurance for the first time. A very convincing life insurance agent persuaded you to buy your whole life insurance policy 20 years ago. You subsequently bought some term life insurance as well because you felt you needed additional life insurance protection for your family. The only time you thought of your whole life policy since is when you heard the constant buzz that term life insurance was better. You never took the time to get into the details because you earned a good income and never was short of cash. 20 years down the line you decide to find out a little more about your whole life insurance policy.

Read more…

Tags: Insurance, Life Insurance, Whole Life, Whole Life Insurance

Allstate Insurance Offers Auto Customers Money-Back Guarantee

Allstate Insurance, in an effort to find an edge over its competition, is promising its customers a money-back guarantee if theyre not satisfied with their auto insurance claims service. Th

Read more…

Tags: Allstate Insurance, Guarantee

The best way to pay for car insurance

When it comes paying for their car insurance, many drivers won’t have a choice but to split their annual quoted premium into 12 separate monthly payments – even though they will be charged a premium for doing so. This is especially the case in the aftermath of a costly Christmas when finding a hefty lump sum can often prove impossible.

However, many drivers will be unaware that there is a significant disparity between the premiums insurers charge for paying your insurance on a monthly, rather than an annual, basis. But this is where you can start to take back control.

Monthly payment option cost disparity

Some insurers add up to 10.75% onto the quoted premium for the privilege of paying monthly, according to research carried out by MoneySupermarket.

Read more…

Tags: Car Insurance, Insurance
Page 2 of 4512345...102030...Last »