Insurance Analysis
Highly qualified and experienced insurance industry consultants
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Return of Premium Life Insurance: a great opp...
A term life insurance is the most common type. It is a good variant for people who require temporary covering, especially because it is much cheaper than whole life insurance. But it is not perfect, and many holders of long-term policies are not satisfied that, if they survive the duration, they have nothing to show [...]
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What advantages of business insurance will yo...
To obtain the lowest rates and best coverage you need to buy your business insurance from a local independent insurance agent rather than dealing directly with an insurance company on the Internet. It is not true that dealing directly with an insurance company is the best method to get the lowest rate. Read more…
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Travel insurance – the important part of ho...
Travel is one of the most exciting activities you can engage in the sights and sounds of a voucher with you to last a lifetime. Whether it’s the first big trip you have planned or if you’re a big traveler, not much beats the excitement of planning a great vacation. Finding just the right time [...]
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Heath insurance for you and for your family...
Many people complain about their health insurance costs, having a dramatic growth in percents over a short period of time. Some clients have seen their rates increased by 30% over the last two years and that certainly rings a bell, when much of your income is spent on health insurance. In these times when every [...]
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Economize a huge amount of money with...
For the young couples and families, term life insurance is an excellent option, offering a way of keeping prices reasonable and future of your family protected. The good news is that there are ways you can save even more on this type of plan. There are many young people who do not see why they [...]
Spanish radio station settles FC Barcelona defamation claim
A Spanish radio station has reportedly agreed to pay a sizeable settlement to FC Barcelona after it was sued for defamation by the club.
The station, Cadena COPE, alleged in March 2011 that the Barcelona team had been involved in a doping scandal. It recently admitted that the allegations were not true, were based on an unverified source and were actually comments falsely attributed to Barca’s rivals, Real Madrid.
However, this admission only came after the football club’s managers sued Cadena COPE, initially seeking more than 6 million Euros in damages and interest.
The case is now understood to have been settled, with FC Barcelona agreeing to accept a defamation settlement of €200,000, far less than their initial claim. It is
White House Denies Health Insurance Premium Hikes in 9 States
Health insurance premium increases have been deemed unreasonable in nine states by the Department of Health and Human Services (HHS), Secretary Kathleen Sebelius. The departments ability to review insurance hikes is new authority granted by the Affordable Care Act.
Health Insurance Increases as High as 24 Percent
Two insurance companies facing criticism for excessive health insurance increases include John Alden Life Insurance Company and Time Insurance Company.
Nine states are to be affected by the premium increases Arizona, Idaho, Louisiana, Missouri, Montana, Nebraska, Virginia, Wisconsin and Wyoming.
New link found between arthritis meds and cardiovascular disease
Tens of thousands of seniors use statins to help alleviate the symptoms of rheumatoid arthritis, but a new study indicated going off the common medication could lead to an increased risk of death.
The study, conducted by researchers at the University of British Columbia School of Population & Public Health and Arthritis Research Centre of Canada, shows that discontinuing statin treatment for rheumatoid arthritis was associated with a 60 percent increase in the risk of a cardiovascular disease-related death.
The average age of the 4,102 patients who were analyzed in the study was 67, and 60 percent were women.
20 Year Or 30 Year Term Life
You buy term life insurance online because it is very convenient to do it this way. You do this because you have the opportunity to compare rates from different carriers to find the lowest rates. You can also find out if the company you choose is a good one. You can get a company’s entire history from an objective third party, the A.M. Best Company.
You also buy your term life policy online because you can look at a life insurance needs calculator and come up with a realistic amount of insurance which you will use to protect your family in case you should die too soon.
You buy term insurance online because you are part of a highly successful business partnership and you want to be assured that your family gets true value when you die.
The History of Mercury Insurance and Its Controversies
Mercury Insurance has been the center of controversy over the past few years for its connection with a California auto insurance measure that could force a surge for customers who allow their coverage to lapse.
It may seem like Mercury came out of nowhere and suddenly began having a huge impact on California auto insurance. In truth, however, Mercury Insurance and its owner have been around for some time.
The History of Mercury Insurance
Mercury Insurance was founded by George Joseph in 1961.
Is your life in limbo because you are strapped for cash?
A staggering 65% of Britons are putting their lives on hold as a direct result of the financial climate, according to new figures from MoneySupermarket. While struggling older Britons are delaying their retirements by an average of five years, younger people are putting off buying homes and having children due to their financial concerns.
In fact, it is those aged between 18 and 34 who are having to put most on hold due to a lack of cash.
The research shows that 17% of Britons in this age group have put off buying a house for an average of four years, while another one in 10 have delayed tying the knot by about three years.
Know Your Commercial Business Insurance
Business insurance can be a tricky road to drive when it comes to choosing the coverage that your business will need to stay protected and healthy. This is where knowledge of commercial business insurance is needed in order to protect your business. One of the things that may not be understood is how this would affect the small business. Small businesses need the same protection that bigger business does. However there is a separation of legality in regards to the fundamentally different types of insurance. One would be required by law while the other may not be.
This is where it pays to know the difference between the . Read more…
Study: Employers to keep benefits intact
According to a recently released study conducted by MetLife, despite the economic turmoil the country is recovering from, nine out of 10 employers dont intend to reduce benefits for employees.
The 10th Annual Study of Employee Benefits Trends revealed that younger employees are turning to their employers to assist them in establishing financial security. Forty-nine percent of all employees surveyed reported they depend on employers benefits programs to assist them with their financial protection needs. When considering the Generation X and Y workers, the number increased to 55 percent and 66 percent, respectively.
“The workplace has changed rather dramatically over the last decade since MetLife began doing its annual Study of Employee Benefits Trends,” said Anthony Nugent, executive vice president of MetLife. “